“Racial Differences in the Access to Financial Literacy Education and the Role of Parents”
In this paper we examine the returns to financial literacy education dependent on source of the education. Using the National Financial Capability Study (NFCS) data we are able to identify, conditional on receiving financial literacy education, five different sources of education. We are specifically interested in examining the differences among minority and white access to financial literacy education sources and the impact on returns to financial literacy. Al-Bahrani, Weathers, and Patel (2018) find that returns to financial literacy education for minorities are, on average, lower than whites. Implicit in the model is that all sources of financial literacy education are equal in their quality. Our preliminary results indicate that minorities and whites have different responses to financial literacy education conditional on the source and diversification of exposure. Thus, the differences in returns are in fact measuring the efficacy of different types of education. Policy makers interested in increasing financial literacy for minorities can do so by increasing access to different types of financial literacy education.
How to Invest in Social Capital and Build Community in the Classroom, Major, College, and University
Best Practices in College Teaching Class
Introducing Danny Dollar Academy
Danny Dollar Academy is a program based on the book Danny Dollar Millionaire Extraordinaire. A curriculum developed to teach 3-5th graders about financial literacy, and entrepreneurship through reading literacy. This session will provide information about the program. Attendees will have the chance to meet the author and discuss the curriculum.
A discussion with the International Student Union at Northern Kentucky University about navigating life in the USA as a foreign student.
A presentation to NKU Student Government Association designed to motivate them to continue on the path they have set. A new academic year is always exciting. As the excitement fades, SGA will still need to accomplish all the goals they have set, it is important for them to remain focused and accomplish what they have set out to do.